Disclaimer

Regulatory Status

Encore Payment Technologies Ltd., formerly known as B-Liquid Cryptos Ltd. (registration number BC1394811), operates under the Paiisay brand. The company is incorporated in British Columbia, Canada, with its registered office at 5577 153A Street, Suite 207, Surrey, BC, Canada V3S 5K7.

Encore Payment Technologies Ltd. is registered and regulated by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business (MSB) under registration number M23402268.

Paiisay is not a bank and does not offer banking services. Services provided are limited to those permitted under our MSB registration with FINTRAC.

Jurisdictional Limitations

The services offered by Paiisay are available only in jurisdictions where Encore Payment Technologies Ltd. holds the required regulatory approvals or exemptions. We do not offer services in countries or regions where doing so would be prohibited by local law.

It is the user's responsibility to ensure that the use of our services complies with the laws and regulations applicable in their jurisdiction. Paiisay makes no representation that its services are appropriate or available in all locations.

Nothing on this website constitutes an offer or solicitation to provide services in any jurisdiction where we are not licensed or permitted to operate.

No Guarantee Disclaimer

While Paiisay strives to provide reliable, accurate, and timely services, we make no warranties or guarantees, express or implied, regarding:

• The uninterrupted or error-free availability of our platform or services
• The accuracy of exchange rates displayed, which are subject to change without notice
• The delivery time of funds, which may be affected by third-party networks, correspondent banks, or recipient institutions
• The fitness of our services for any particular purpose

Paiisay shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services, to the fullest extent permitted by applicable law.

Third-Party Services

Paiisay may partner with or rely on third-party payment networks, banking institutions, and technology providers to deliver its services. We are not responsible for the actions, omissions, or service interruptions of third parties beyond our reasonable control.

Forward-Looking Statements

Any statements on this website regarding future features, product launches, or service availability (including those marked "Coming Soon") are forward-looking in nature and subject to change without notice. These statements do not constitute a commitment or obligation on the part of Encore Payment Technologies Ltd.

Contact

For questions regarding this Disclaimer, please contact us at support@paiisay.com or write to our registered address: Encore Payment Technologies Ltd., 5577 153A Street, Suite 207, Surrey, BC, Canada V3S 5K7.